
With 15 years in bank lending and 25 years of my own personal real estate investing, I left traditional banking to do lending better.
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Barrett Financial Group LLC, NMLS 181106
2701 East Insight Way, Suite 150
Chandler, AZ 85286
Licensing Information: https://www.barrettfinancial.com/licensing or http://nmlsconsumeraccess.org/


With 15 years in bank lending and 25 years of my own personal real estate investing, I left traditional banking to do lending better.
While most mortgage originators close very few investment loans in their entire careers, investment real estate is all I do. I still invest today, so I hate the typical red tape as much as you do. I’m on your team and on your side, cheering for you to win.
Because I understand that an active investor might close three loans a month—rather than three in a lifetime like the average homeowner—I am focused on your long-term best interests, not just a single transaction. I pride myself on doing exactly what I say I will do, communicating regularly, and exploring every option until you are fully satisfied and informed.
I also know that real estate investors share knowledge and wisdom together. I believe there is no greater advocate than someone saying positive things about you in rooms you’re not in... yet. My goal isn't just to close this loan; it’s to earn the relationship that powers your next ten or one hundred.


“I don’t want to be cutthroat,” she said sadly. The topic under discussion in the virtual meeting was that a borrower was in default on a real estate loan, and the woman owed the money didn’t want to ... ...more
Mindset ,Business Growth Investment Real Estate Entrepreneurship &Women Entrepreneurs
May 22, 2026•3 min read

AI is shifting the real estate landscape, but the data tells a more nuanced story than the headlines suggest. Our latest briefing gives a clear-eyed look at market displacement, growth trajectories, a... ...more
Business Growth ,Email Newsletter Artificial Intelligence &Investment Real Estate
March 13, 2026•2 min read

A raw, "miserable" true story about the realities of foreclosure, title insurance nightmares, and why "getting the property back" isn't the win some people think it is. ...more
Mindset ,Business Growth Email Newsletter &Investment Real Estate
February 27, 2026•6 min read

What's the deal with minimum loan amounts, anyway? Don't lenders just want to make loans? Kris Fleming explains the 'Costco math' of scale in investment lending. ...more
Ask Me Anything ,Email Newsletter &DSCR Loans
February 06, 2026•4 min read

The HOA questionnaire is the first glimpse of the end. It reveals the warrantability of the asset and the viability of the exit strategy before the first signature is dry. ...more
Email Newsletter ,DSCR Loans
January 25, 2026•3 min read

Experience is the new currency in lending. See how a "fatal flaw" missed by others derailed a DSCR deal, and why expert vetting is now mandatory. ...more
Email Newsletter ,DSCR Loans &Investment Real Estate
January 17, 2026•2 min read
Investment Real Estate Financing
Barrett Financial Group LLC, NMLS 181106
2701 East Insight Way, Suite 150
Chandler, AZ 85286
Licensing Information: https://www.barrettfinancial.com/licensing or http://nmlsconsumeraccess.org/

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